pineplechain

Pay any Pix in Brazil with XRPearly access

I want to pay through using the XRP in my wallet, and the fee is just R$3.30.

The recipient gets R$250.00 as a regular Pix, in reais. You see how much XRP it takes, with every fee spelled out, before you confirm.

I want to pay Pix with XRP

Limited spots. People on the list get it first.

Your customers pay with the wallet they already use

  • Xaman
  • MetaMask
  • Crossmark
  • GemWallet
  • Built on the XRP Ledger

Why pineplechain

Getting paid in XRP should be simple. Now it is.

1%per paid charge.

Sell 10 or 10,000 XRP, the percentage is the same. No fine print, no hidden fees.

0monthly fee. Really.

No plan, no setup fee, no lock-in. You only pay when you get paid.

3–5sto reach your wallet.

That is how long the XRPL takes to close a ledger. Once it is confirmed, the XRP is yours. No 30-day wait.

100%yours, non-custodial.

The payment leaves your customer's wallet and lands in yours. pineplechain never holds your money.

Products

Two ways to put your XRP to work.

Early access

Pix with XRPPay any Pix in Brazil with XRP.

Paste a Pix key or scan the QR code, see exactly how much XRP it takes with every fee spelled out, and confirm in your wallet. The recipient gets a regular Pix in reais.

  • Pix key, copy-and-paste code or QR code
  • A quote with every fee before you pay
  • If the Pix fails, the funds go back to your wallet
  • For verified accounts (KYC)
Sign up to get notified

Join early access to be among the first to use it.

Available

GatewayGet paid in XRP.

Create a charge in seconds and share the link over WhatsApp, email or on your site. Your customer pays from their own wallet, and the XRP lands in yours.

  • Payment links and a checkout with your brand
  • Escrow on the XRPL for orders with delivery
  • REST API and a Node.js SDK to automate it all
  • Dashboard with payments, customers and disputes
Create a free account

How it works

From link to XRP in your wallet in three steps.

  1. 1

    Create the charge

    In the dashboard or through the API: amount in XRP, description and deadline. You get a link ready to share.

  2. 2

    Your customer pays

    They open the link, scan the QR code or tap the button, and sign in their own wallet.

  3. 3

    It lands in your wallet

    The XRPL confirms in seconds and the XRP is already in your wallet. Track everything in the dashboard.

Developers

Integrate the way you build.

A documented REST API and a zero-dependency Node.js SDK. Every charge carries an idempotency key, so a retry never charges twice.

  • Automatic idempotency
  • Retries with backoff
  • Typed errors (RFC 9457)
  • Track payments without webhooks
Read the docs
charge.js
import { Pineplechain } from '@pineplechain/node'

const pineple = new Pineplechain(process.env.PINEPLECHAIN_API_KEY)

// create a 250 XRP charge
const payment = await pineple.payments.create({
  customer_id: customer.id,
  amount: { value: '250', asset: { type: 'XRP' } },
  description: 'Order #1842',
})

await pineple.payments.waitFor(payment.id, { status: 'locked' })

Pricing

Run the numbers and see what you actually get.

1% per paid charge on the Standard plan. Higher-volume businesses can get 0.6% on the Volume plan.

pineplechain grants the Volume plan based on how much you process. Large accounts negotiate their rate.

XRP
Plan

Lands in your wallet, right away

1,000 XRP

Fee on your monthly invoice
− 10 XRP
Effective rate
1%
Monthly fee
0 XRP
Create a free account

Security

Your money stays with you. Always.

Non-custodial

XRP goes from your customer straight to your wallet. The key is yours, not ours.

Verified businesses

Every business is verified (KYB) before getting paid, with the credential recorded on the XRPL itself.

Real escrow

With escrow, funds stay locked on the XRPL until delivery. If the deadline passes, they go back to the customer on their own.

Protected data

Personal data is encrypted and handled under Brazil's data protection law (LGPD).

FAQ

Questions? Relax, we have answers.

These are the ones we hear most often.

Do I need a company?

To get paid, yes: accounts belong to businesses and go through verification (KYB) before the first charge. To pay, all you need is an XRPL wallet.

How much does it cost?

1% of each paid charge on the Standard plan, or 0.6% on the Volume plan. There is no monthly fee and no setup fee. The month's fees become a single invoice, paid in XRP.

How fast do I get paid?

In seconds. The XRP Ledger closes a ledger every 3 to 5 seconds, and the XRP goes straight to your wallet. With escrow, it is released once delivery is confirmed.

Does pineplechain hold my money?

No. pineplechain is non-custodial: the payment leaves your customer's wallet and lands in yours. We organize the charge, check the payment on the XRPL and run the dashboard.

Which wallets work?

Xaman, MetaMask, Crossmark and GemWallet, on desktop or mobile.

What if the XRP price changes?

You receive XRP, and the price of XRP moves. pineplechain does not convert your proceeds to fiat and does not guarantee any rate. Keep that in mind when you set your prices.

What is Pix with XRP? How do I use it?

It lets you pay any Pix in Brazil using XRP. It is in early access: join the list and we will turn your access on when your spot opens.

Is there an API?

Yes. A documented REST API and a Node.js SDK, with idempotency and automatic retries.

You read all the way down here. Time to put your XRP to work, right?

Join the early-access list and be among the first to pay Pix with XRP and get paid in XRP.

Go on, click this button

No monthly fee. No setup fee.